CERTIFIED FINANCIAL PLANNER â„¢ ProfessionalÂ
Financial Advisor
Pierre, South Dakota
My Approach
I strongly believe that trust is earned when actions meet words. That is why I offer actively managed portfolios which are tailored for each client's investment objectives. As an active asset manager I work side by side with my clients. I evaluate client portfolios and make revisions as necessary due to changing objectives and market conditions. By touching base with clients on a regular basis we work together to ensure your investments are right for you. I also offer retail accounts if fee-based advisory service does not fit your investment needs.
Services Provided
Financial Planning
Whether planning to build a home by the lake or help your daughter launch a business, you need a well-conceived plan in order to succeed. Pursuing financial independence is no different. Whether you’re looking to grow your money over time, generate income in retirement or preserve wealth for future generations, confidence in your financial plan comes with knowing your assets are invested well. As your knowledgeable partner, I provide wide-ranging, comprehensive financial planning with which to chart a detailed course for pursuing a bright and confident future.
My disciplined planning process accounts for your short- and long-term goals, your tolerance for risk and your stage of life, while also keeping a watchful eye on today’s complex domestic and global markets. In my experience, that’s the best way to customize a comprehensive, diversified portfolio that is flexible enough to meet your needs now and in the years to come.
My financial plans offer a high-degree of personalization that matches your investments to your goals and ability to take on risk. We analyze each potential opportunity to find just the right ones for you while also helping to manage your liabilities so you feel confident in your complete financial picture.
The result is a financial plan that is as dynamic, vibrant and enduring as the lifetime of achievement it represents. Simply put, I believe my business is people and their financial well-being, and I am as committed to your success as you are.
Retirement Planning
Retirement is an exciting but also stressful time. Each client's wants and needs going into retirement are special. I understand that you worked hard to build your nest egg, and there should be no compromise when it comes to your financial future. We will work together to develop a comprehensive financial plan no matter if you are planning for, approaching or in retirement.
Planning For Retirement
When it comes to your financial future, the most important factor in your favor is your age. We take advantage of the time you have, regularly contributing to tax-advantaged retirement accounts and potentially boosting savings with matching funds offered by your employer.
Your goal should be to begin building up enough assets to provide adequate income to meet your needs throughout retirement – accounting for factors like increased longevity, healthcare costs and inflation. To accomplish this goal, you need a plan.
Wherever your work or life leads you, I assist in managing your cash flow and allocating your resources, striving to help you reach both your short- and intermediate-term goals without endangering your long-term plans.
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Almost to Retirement
As you approach the end of your career, you may have questions about what comes next or if you’re ready emotionally and financially. Together, we uncover the answers, identify and address any concerns you may have, and update your estate plan to reflect your current wishes.
We start by identifying your short- and long-term goals. Then, we estimate income and expenses for the life you’re envisioning, taking into account the unexpected and other obligations so they won’t catch you unprepared. We also discuss your Social Security and Medicare options with you, so you’ll be ready as soon as you’re eligible.
In Retirement
With the right plan, I bring your vision into sharper focus, so you can enjoy the lifestyle you want and deserve. I analyze your current situation to help you remain on track to pursue all you’ve envisioned from retirement, identifying sources of income and expenses to create and adhere to a tax-efficient withdrawal strategy. I make the most of your assets and income streams by creating a steady and sustainable income strategy.
Your needs and wants will change during this time. I reevaluate your plan so you can maintain a clear picture of the kind of lifestyle you desire, reassessing your short- and long-term goals, plus your risk tolerance in retirement. I also make sure you have the proper up-to-date documentation to help ensure your legacy is protected and wishes are respected.
Services Include:
Retirement Income Strategies
Estate Planning
Healthcare Planning
Social Security Optimization
Long-Term Care Planning
Portfolio Management
As your trusted partner, I help you pursue your goals by constructing, managing and reviewing a broadly diversified portfolio that is fully customized to suit your needs. Through clear communication, I help you understand what you own and why, placing your best interests above all else.
My priority is to help you make informed financial decisions about the components of your portfolio. I also take care to assess the ongoing tax implications of your plan. When your needs and situation evolve, I adjust accordingly to ensure I am always in sync with you and measuring up to your expectations.
A Personalized Portfolio
As your advisor, I am not putting forth just any investment strategy, but the strategy that is designed to best fit your life. Meeting your requirements for growth, income or capital preservation – while being mindful of your attitude toward risk. You can expect a portfolio that is individually customized to reflect the future as you envision it.
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Comprehensive Reviews
Staying on top of trends and events that influence the investment environment and your portfolio’s performance is crucial for me. You can expect at least annual reviews and frequent check-in calls to ensure that your needs are met.
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Education Planning
Planning for a student's future education is a difficult process. With the increased cost of higher education and rising inflation it may be difficult to predict the amount needed in the future. There are a variety of products available. By working together, we will discuss and choose the tax-advantaged strategy that is right for your family.
Long-Term Care Planning
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With rising health care costs long-term care is on many American's minds. Who will take care of me when I can no longer care for myself? Will my children, spouse or another family member be able to? Together we will explore the options for longevity planning and find a solution that best fits your needs.